|
|
022 banks
Words
Borrow lend mortgage load interest deposit withdraw overdraft overdrawn
Cash point/ATM cheque/checkl currency exchange rate convert transaction
bank clerk
Phrases
Cash a cheque
Open an account
Exchange currency
Conduct a transaction
Make a withdrawal
Write a cheque
Use an ATM card
Get an overdraft
Enter you PIN
Insert your card
Press the button
Use a credit card
Beginner
A: how do you use an ATM card, billy?
B: it’s easy grandpa. Insert you card into the machine here. Then wait a
moment. Ok. Now you enter your PIN. It should have four numbers.
A: oh yes. I’ve got it written down here. Just a minute.
B; you really shouldn’t write it down. You should memorise it. You can
change it to a more convenient number if you like.
A: ok, I’ve entered my PIN. There are several options on the screen. I
guess I just choose which service I want, don’t I ?
B: Yes. Choose the service you need to use. If you choose to withdraw
money, the machine will ask you how much you want.
A: I can just enter the amount using the key, right?
B: that’s right. Give the machine a moment to process you request. Then
take your money.
A: these machines aren’t very difficult to use. In fact, I quite like them.
They are much faster than dealing with a band clerk.
Intemp3ediate
A: which service offered by your band do you use most?
B; I use several services. Of course, I deposit and withdraw money quite
often. I often use my ATM card to take money out of my current account. I use my
bank to exchange money fomp3 once currency to another. I often travel abroad,
you see.
A: do you ever ask you bank for traveller’s cheques? They are much safer
than carrying lots of cash around.
B: I sometimes use traveller’s cheques, but sometimes I travel to countries
where they are hard to exchange for cash.
A: do you use your bank to pay your utility bills? I use direct debit.
B: yes, I do. It save me a lot of time. I also have standing orders for my
subscriptions to magazines.
A: that’s good idea. You don’t need to worry about missing an issue of a
magazine if you do that. I suppose you have a mortgage too.
B: yes. My bank offers very good temp3s and conditions on mortgage. There’s
a lot of competition between banks nowadays. Each one is trying to offer better
conditions and services than the others.
A: I have a deposit account with my bank. There are some restrictions on
withdrawing money, but the interest rate is much higher.
B: I don’t have one. I prefer to buy shares. My bank also provides a share
trading service. It’s cheap and easy to use.
A: that’s great. But I prefer to put my money somewhere where the returns
are more certain |
|
发表于 2016-7-13 21:58:08