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Senior citizens sleep at a daytime service center in Shanghai in April. The
city has 3.67 million people aged 60 or older, accounting for 25.7 percent of
its registered population.[Niu Yixin / for China Daily]
More than 70 percent of elderly people in Shanghai are open to a
house-for-pension program, a survey showed, despite a recent public outcry
against the idea raised in a central government document.
虽然近期公众对国务院提出的“以房养老”建议表示不满，但近期一项调查显示，上海有70%以上的老人表示愿意接受“以房养老”。
“以房养老”的英文表达为house-for-pension program/scheme，也被称为reverse mortgage
loan(住房反向抵押贷款/倒按揭)，指房屋产权拥有者把房子抵押给银行、保险公司等金融机构(deed the house to an insurance
company or bank)，后者在综合评估后，每月给房主发放固定养老金。房主身故后，由该机构收回房屋进行销售、出租或拍卖。
目前，我国已经迈入aging of population(人口老龄化)阶段。此次国务院发布的指导意见还指出，我国将进一步发展home-based
care services(居家养老服务)，类似的还有community nursing service(社区养老)。同时普及endowment
insurance(养老保险)，并为80岁以上的老年人发放old age allowance(高龄津贴)，解决老年人的后顾之忧。
(兼职编辑：段保净） | 
发表于 2016-7-10 00:15:43