英文阅读：Holders should not pay for fake money
Extremely "real looking" fake bank notes have appeared in several provincesand cities across the country causing panic among the public because there were
reports that even bill scanners failed to detect them.
To stop the panic, bank authorities have issued statements to assure the
public that there was no possibility of fake money getting through the banks'
scanners. The statements, however, sound too feeble to assuage the public's
fear.
The assurance doesn't seem convincing enough because there had been reports
of customers getting fake money from ATMs. The latest case occured only a few
days ago, when a man surnamed Qian withdrew 1,000 yuan ($147) from an ATM at a
bank in Mianyang, Sichuan province, but later found nine of the 10 100-yuan
notes to be counterfeit. As he had not asked for an invoice from the automatic
teller machine, the man could not prove the source of the money and had to bear
the loss.
This is really scary, for customers would feel unsafe when even banks' ATMs
spew out fake money. What is more frustrating is that one can hardly prove it.
Last year, a man surnamed Li allegedly received 500 yuan in fake notes from an
ATM in Dongguan, Guangdong province. After a shop refused to take the money, Li
asked the bank to pay him for the loss but the bank turned down the request,
saying that "it is impossible for such a thing to happen". The man smashed the
machine in fury but ended up being arrested by police.
There have been other such cases across the country but in all of them the
customers have borne the losses.
Rural migrant workers are particularly vulnerable to the fake money
tragedy. On December 23 last year, Sun Yun and Wu Li, a couple from Zhongxian,
Chongqing, received 2,400 yuan ($353) from their boss as part of their yearly
salary. When they began to spend the money, they found that 19 of the 24
100-yuan bills were fake. The boss said the money was withdrawn from a local
bank.
The couple were honest country folks. They said they would not spend the
fake money because it is illegal; but they could not bear the pain of handing
over the money to the bank. "We earned it at the cost of our blood and sweat,"
they said tearfully, according to media reports.
State regulation rules that fake money, when found, should be confiscated.
In other words, the loss is borne by whoever holds it. The regulation is based
on the theory that the act of keeping a counterfeit bank note is illegal. In
reality, however, most holders of fake money obtain it without knowing it. The
fact leaves the regulation questionable.
Although a person who accidentally receives a fake note is blamed for not
being careful enough to detect it, he/she should not be held 100 percent
responsible for the mistake. Besides the recognition of the phony notes, the
problem also involves their making and trafficking, and they have become more
and more difficult to detect thanks to the advancing of the techniques of
forging them. These faults should not be blamed on common people who
involuntarily become holders of fake money. Instead, it is the State's
responsibility to stop, and crack down on the making and trafficking of fake
money.
Therefore, the State should share the loss by compensating the holder of a
counterfeit bank note somewhat when confiscating it. Otherwise, one cannot rule
out the possibility that people try to spend the fake money given the fact that
it has become more and more difficult to distinguish it from true money. In that
case, it is the national economy that will suffer the most.
E-mail: liushinan@hotmail.com
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